Do I need insurance ?
This is one of the most commonly asked questions...
In many cases people
DO need some type of protection. If you have any form of
financial liability (ie mortgage or debts) or if you have a family then
you should normally consider taking a policy. Remember, on someone's death, their debt
is passed on to their next-of-kin.
However, the best way to decide whether you need life insurance is to
ask yourself 1 simple question :-
"Can my family survive comfortably without my income ?"
If the answer to this is NO, then some form of protection from a life insurance
policy is definitely worth considering.
There are numerous forms of protection and these are designed to suit the different situations that may
be appropriate to you. You can choose any amount that you are comfortable with and have this as your
sum assured. Your Insurance Broker will advise you on the best type of protection for your specific circumstances.
Typically, the policy would pay a lump sum to your beneficiaries in the
unfortunate event of your death. This should at least eliminate any financial burdens your loved ones may otherwise have to face.
So, why not get a
free, no-obligation
QUOTE NOW...